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Blog Posts by Ashley Hart

Should You Move Back to DFW? How to Know If It’s the Right Financial Decision

Ashley Hart

Written by Ashley Hart

November 10, 2025

I took a call today from a past client who had relocated out of the DFW area a few years ago.
Now, he and his family have a new opportunity, a great job offer that would bring them back home.

The financial package was impressive. But his question wasn’t just, “Can I afford it?”
It was, “Is it the right financial move for my family?”

Evaluating the True Cost of Relocating

This client was thinking beyond salary and that’s what smart financial decisions are made of.

While his potential income in DFW would be significantly higher, he was wisely asking:

  • What’s the difference in cost of living?
  • How will higher home prices, property taxes, and utilities affect monthly expenses?
  • What about childcare, transportation, and landscaping?

At HART Realty Team, these are exactly the types of questions we love helping clients navigate. We aren’t financial advisors, and we don’t have all the answers, but we have a great team of referrals who can help you navigate the tough stuff.

We don’t just help you find a home in DFW — we help you understand the full financial picture behind that move.

How a Real Estate Perspective Brings Clarity

While I’m not a financial planner, real estate often plays the biggest role in a family’s financial equation.

That’s why I always help my clients look at the whole picture:

  • What can your current equity do for you?
  • What can you realistically buy in today’s DFW housing market?
  • What are the long-term implications on your budget and lifestyle?

Sometimes, it’s not about saying yes or no — it’s about bringing clarity so families can make confident, informed decisions.

Smart Questions to Ask Before Relocating

If you’re considering a move back to DFW, here are some questions to help guide your decision:

  1. Will my increase in income outweigh the increase in expenses?
  2. How much more will I spend on housing, utilities, or commuting?
  3. What does my net monthly cash flow look like after the move?
  4. Will this move improve my family’s lifestyle and long-term goals?

Client Testimonial — Your Voice, Your Story

“Ashley and her team were great at making our selling process as easy as possible! We sold our home quickly and got what we wanted for it!” 

— James Wright

Frequently Asked Questions (FAQs)

1. What’s the biggest factor to consider when relocating back to DFW?

The cost of living difference is key. While salaries may be higher, housing, taxes, and utilities can offset gains if not planned carefully.

2. How can a real estate agent help with relocation decisions?

A skilled agent provides clarity on home prices, property taxes, and market trends — helping you align your move with your financial goals.

3. Should I sell my current home before moving back?

It depends on your equity, local market conditions, and timing. Our team can help you compare both scenarios for the best outcome.

Making Moves That Matter

Relocating is more than just a career move, it’s a family decision.
And sometimes, the best way to make the right choice is to slow down, talk it through, and get expert advice.

At HART Realty Team, we help families navigate these moments with clarity and confidence.

Start your joyful home journey today with the HART Realty Team.

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